Unsecured Signature Loan Overview Not tied to collateral Borrow up to $25,000 Fixed payment each month instead of revolving line like a credit card No pre-penalty payments View Rates A Good Option If: You want a convenient way to purchase a large-ticket item you can’t buy with a credit card You want to consolidate loans or pay off your credit cards Trade-off: Interest rate is generally higher than a loan secured with collateral and borrower usually must have a high credit rating Read More Apply Now Or Call 1-800-621-2105 Continue Existing Application Compare Unsecured Signature Loan Interest Rate APR Monthly Payment Loan Term (Months) Unsecured Signature Loan 9.84% 9.84% $252.00 48 Rates effective as of November 1, 2024, and subject to change without notice. Each individual's Annual Percentage Rate (APR) is determined by the applicant's credit history. Not all applicants will qualify for our displayed lowest rates. Subject to credit approval.
Certificate Loan Overview Uses your Elements Share Certificate (Fixed Rate) as collateral, Elements Flex Rate Certificates (Variable Rate) are not eligible to be used as collateral for this product Borrow up to the full amount of your Elements Share Certificate (Fixed Rate) at 2%1 above your current share certificate rate Lower interest rate than many other conventional loans No fees or Certificate early withdrawal penalties A Good Option If: You already have an Elements Certificate You want to establish credit, allowing for future credit opportunities You prefer a fixed monthly payment Trade-off: Certificate can not be redeemed until loan is paid off Read More Apply Now Or Call 1-800-621-2105 Continue Existing Application Compare
Adoption Loan OVERVIEW Tailored to each adoptive family’s specific needs Range of $5,000-$25,000 Allows for extended draw period of 24 months You can take multiple draws when funds are needed Once the draw period is over, you can enjoy lower monthly payments as part of a fixed installment loan for up to 8 years A GOOD OPTION IF You don't want to drain savings or incurring credit card debt to pay adoption fees and related costs Read More Request Information Or Call 1-800-621-2105 Compare
Credit Builder Loan Overview An initial step on the journey to build your credit No credit qualification requirement 6-12 month repayment term Established with an original loan amount of $500-$1,000 made available for use at the end of the repayment period View Rates A Good Option If: You have little or no credit history and want to establish credit, allowing for possible future credit opportunities You want to build savings and credit for use with a Secured Credit Card Read More Call 1-800-621-2105 to Apply Credit Builder Loan Interest Rate APR Credit Builder Loan 5.00% 5.00% Rates effective as of December 1, 2024, and subject to change without notice. Each individual's Annual Percentage Rate (APR) is determined by the applicant's credit history. Not all applicants will qualify for our displayed lowest rates. Subject to credit approval.
