Special Offers

Current Special Offers

For Butler University Students, Faculty, Staff, Alumni, and Parents

Savings to Boost Your Return

FIXED RATE CERTIFICATES

13-Month Term 4.50 % APY¹

18-Month Term 4.35 % APY

Highly Competitive Rates

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Now Through March 31

Special Auto Loan Offer

Rates as low as 5.44 % APR² When you buy or refinance a new or used vehicle³

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Show Your Butler Pride

BUTLER UNIVERSITY REWARDS VISA

EARN REWARDS & BACK THE BULLDOGS Earn 1% cash back and rewards, plus $200 cash bonus

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Butler University Elements Financial Debit Card

A Debit Card with Bulldog Pride

BUTLER VISA DEBIT CARD

Get your FREE BUTLER DEBIT CARD When you open any checking account

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Home is Where the Heart Is and the Extra Cash

HOME EQUITY LINE OF CREDIT

6-Month Intro Rate 4.99 % APR⁴

Then as low as 7.50 % Variable APR

on New Home Equity Lines of Credit

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Our Tiered Account for Savers

HIGH YIELD SAVINGS

Take Your Yield Higher 4.00 % APY⁵ on Balances of $250,000 or Greater

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Eliza Claborn

Relationship Manager

Schedule an Appointment

Hi! I'm Eliza Claborn, Elements Financial Relationship Manager for Butler University. I'm here to help with your financial wellness needs. Please contact me directly if you need any assistance!

1 Share Certificate (Fixed Rate) Annual Percentage Yield (APY) effective as of March 1, 2025, and may change without notice. Minimum deposit of $1,000 to open certificate. Primary members under the age of 18 must have a $500 minimum deposit to open certificate. Minimum of $500 balance required to earn dividends. Health Savings account funds are not eligible. Fees may reduce earnings. Penalty for early withdrawal. Elements reserves the right to amend or discontinue offers at any time and to limit the balance of a certificate at any time.
2 Rates effective March 7, 2025, subject to change without notice. Offer available for auto loans applied for from March 7 – March 31, 2025. Each individual’s Annual Percentage Rate (APR) is determined by Elements’ underwriting criteria. Rate may vary depending on credit history, vehicle model year, and loan term. Not all applicants will qualify for the displayed lowest rate. Promotional rate includes 1.00% reduction for Preauthorized Transfer from an Elements checking account set up at closing. Rate reduction is subject to increase if the Preauthorized Transfer is discontinued. First payment due 90 days from loan funding. Interest charges begin accruing as of the loan funding date. APR calculation and estimated monthly payment of $632.58 based on loan amount of $30,000, FICO® score of 730 or greater, term of 54 months, and the loan being a purchase or non-Elements Financial auto loan refinance. Payment shown does not include taxes or insurance premiums. Additional conditions may apply. Subject to credit approval. Rates subject to change. Elements may end offer at any time. FICO score less than 640 not eligible for promo rate or 90 days to first payment. Third-party refinance vendor transactions are not eligible for promo rate. Elements Financial refinances may be eligible for the promo rate but are subject to a $200 refinance fee. Private party sales outside of Indiana and non-franchise dealerships (Carvana, Enterprise, etc.) are not available for financing at Elements Financial. Federally Insured by NCUA.
3 Elements Financial refinances subject to $200 refinance fee.
4 Rates are based on an evaluation of credit history, combined loan-to-value ratio, loan term, and occupancy, so your rate may differ. Not all applicants will qualify for the displayed lowest rates. The term is 25 years, consisting of a 10-year draw period with interest-only payments followed by a 15-year repayment period with principal plus interest, which may increase your monthly payments. The Introductory Annual Percentage Rate (APR) of 4.99% is for new Home Equity Lines of Credit only and is for the first six months. HELOC modifications, renewals and increases that utilize the same property are not considered new and are not eligible for the introductory rate. To receive the Introductory rate, a draw of at least $10,000 must be made within 30 days of account opening. After the introductory rate expires, balances will be charged at the variable APR based upon the Prime rate as published in The Wall Street Journal plus a margin. The APR will never be lower than 3.75% or higher than 18%. The stated rate, correct as of March 1, 2025, applies to borrowers with credit scores of 730 or greater, CLTV 80% or less, and owner-occupied single-family residences. Elements Financial will conditionally waive the following Closing Costs associated with your home equity line of credit: flood certification, title search or title abstract, credit report, recording fees, and a simple valuation. You may be required to pay other costs such as taxes, and when required, appraisal fees. However, if you close your home equity line of credit within 36 months after it is opened, you will be required to pay an Early Closure Fee in the amount of the Closing Costs originally waived. These costs vary by state and property type. Elements Financial reserves the right to modify or end this offer at any time. Additional terms and conditions may apply. Subject to credit approval. Elements Financial Membership Required.
5 High Yield Savings Annual Percentage Yield (APY) accurate as of March 1, 2025. High Yield Savings is a tiered savings account paying a variable dividend rate, that may change at any time, on the entire balance in your account based on the rate for the tier corresponding to each day’s daily balance. The account is available for new money only which are funds not on deposit at Elements for 90 days prior to opening the High Yield Savings account. Existing Elements members with savings accounts must deposit $25,000.00 or more of new money within 10 days of opening the High Yield Savings account. Existing Elements members with savings accounts with combined daily balances of $2,500.00 or less for the 90 days prior to account opening are excluded from the new money requirement. Additional information for each tier: An APY of 0.10% applies to accounts with balances from $0.00 to $99.99; from $100.00 to $2,499.99; and from $2,500.00 to $9,999.99. An APY of 3.65% applies to accounts with balances from $10,000.00 to $24,999.99. An APY of 3.75% applies to accounts with balances from $25,000.00 to $49,999.99. An APY of 3.85% applies to accounts with balances from $50,000.00 to $99,999.99. An APY of 3.95% applies to accounts with balances from $100,000.00 to $249,999.99. An APY of 4.00% applies to accounts with balances of $250,000.00 and above. At least one account holder must be 18 years of age. Other qualifications may apply. Offer may be discontinued at any time. Fees may reduce earnings.

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